Melbourne Finance Brokers is an independent financial brokerage firm that specialises in residential, commercial, construction, and land subdivision lending.
With over 20 years of lending experience, our team of dedicated finance brokers are well-equipped to handle your financial burdens and offer an extensive range of financial solutions designed and tailored to meet the needs and requirements of all individuals, professionals, businesses, and property developers.
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At Melbourne Finance Brokers, Release equity and add value with land subdivision financing. At Melbourne Finance Brokers getting the right property developing finance.
View MoreMezzanine Finance, also referred to as a second mortgage, is a loan taken out on a property that already has a registered first mortgage. It allows a developer to access additional equity in a property over and above what the first mortgage is providing. The mezzanine debt sector is possibly the fastest growing, most dynamic market in the finance industry today. With the range of mezzanine debt available as diverse as the rates and fees charged, the very latest information is essential in securing the best deal. From second mortgage loans to sophisticated, senior-subordinated structured finance transactions, Melbourne Finance Brokers’s knowledge of the mezzanine and structured debt sector is second-to-none. Through our daily involvement in these markets we are able to assist our clients to take advantage of the wide arbitrage that exists between investors in this sector. A well planned mezzanine facility produces an increased return to the developer and allows them to preserve equi
View MoreResidual stock, or take-out loans are designed for property developers who have completed a project and wish to retain some of the remaining units or dwellings, rather than sell them to settle the balance of their property development loan. Before you are approved for a development loan, the lender may stipulate the level of sales you need to achieve before advancing funding. When the development is finished, you are required to pay back the facility. This is achieved either by refinancing to another lender or by selling some of the residual stock. However, if market conditions aren’t right, residual stock can be difficult to sell, particularly because lenders can be reluctant to provide finance to buyers in developments with a high vacancy rate. This is where residual stock financing can help with a development loan refinanced as a short-term loan. Residual stock can then be held until a more favourable time. A lender will usually set up separate loans for each unit or dwelling, r
View MoreMelbourne Finance Brokers are an independent credit and financial assistance provider, specialising in residential, commercial, vehicle and personal loan finance.
View MoreWhether you are planning a holiday, buying a car or consolidating your loans, Melbourne Finance Brokers can help! We offer a range of personal loans to suit your needs, plus we make the complicated loan process as easy as possible for you to follow.
View MoreIn addition to residential home loans, we also have access to a wide range of business and commercial finance.
View MoreEquity Joint Venture:
As an alternative to Mezzanine Funding, it is where the equity partner shares in the risk and profits. In general, prime funding is up to 66% of the Net Realised Value of the project (NRV). This is normally obtained from a main lender, with the balance provided by the equity partner.
This allows funding for up to 100% of hard and soft costs and the interest is capitalised for the duration of the loan. The developer and builder must satisfy the equity partner of their experience in developing and or building similar projects. Development must be valued to GRV.(Gross Realised Value)
Situations where private equity or joint venture arrangement are most suite
land owner looking to partner with an experienced property developer
early stages of the project time line such as rezoning or approval
development management experience, particularly for larger projects to demonstrate the ability to successfully complete the project
Private Equity / Joint V
At Melbourne Finance Brokers we offer vehicle packages from individuals all the way through to large-scale fleet businesses. Our finance packages cover all types of funding for both full-doc and low-doc customers.
View MoreFor property finance, most people think first of their bank and other standard lenders. Melbourne Finance Brokers are accredited with over 40 Lenders and unique loan packages and we can often secure a more competitive facility.
View MoreThe health of your existing loan should help you determine whether or not you should refinance. Even a small reduction in the interest rate can quickly bring dividends - particularly when we find a lender willing to waive routine charges such as establishment fees or ongoing monthly fees.
View MoreDebt consolidation can help reduce the stress of multiple debts and interest rates. We explain how it typically works.
View MoreReverse mortgages can allow you to free up money to maintain or increase your standard of living.
View MoreDo you want to unlock your superannuation to build wealth through property? SuperCredit could be the answer.
View MoreA low doc loan or low-documentation loan is for someone, generally the self-employed, who has difficulty coming up with the necessary documentation required to apply for a traditional home loan.
View MoreAt Melbourne Finance Brokers our experienced and skilled team know how difficult and intimidating it can be to navigate the complex world of applying for financing and loans.
View MoreMelbourne Finance Brokers will help you find the most suitable home loan for your needs. It all comes down to choice, and with over 30 lenders dying for your business, we?re sure to find the most suitable loan for your needs.
View MoreA shared equity finance mortgage (EFM) allows borrowers to buy property which they traditionally could not afford. Whilst the deal seems immensely attractive to aspiring homeowners desperate to get their own little piece of Australia
View MoreA home equity loan allows you to borrow against the equity you have in your home to invest in shares or property, repay your debts, renovate or pay for lifestyle expenses.
View MoreWhen most people purchase a home or property, they take out a home loan from a lending institution which uses the property as collateral.
View MoreA bridging loan is when you require finance to purchase a second property with the intention of selling the existing one. A bridging loan is typically an interest only payment home loan with a limited loan term.
View MoreA registered caveat provides a swift and seamless means of settling a short term loan. Secured by way of a registered caveat, this facility is available to clients who wish to retain their existing 1st mortgage but require a short term line of funding beyond their current credit provider?s capacity.
View MoreDid you know that 1 in 4 people blame illness or injury as the reason for their difficulty in meeting mortgage repayments? 1 Or that 60% of families with dependent children don?t have enough life insurance cover to look after their loved ones for more than one year if they were to die?
View MoreIncome protection insurance, also known as salary continuance, can help you manage your expenses if you are unable to work for a certain amount of time if you are sick or injured.
View MoreObtaining a franchise in a successful franchise system is often difficult. The initial capital outlay is normally large, and to fully secure the loan you usually have to mortgage your house.
View MoreMedical expenses can be a planned or unexpected incident, and can place unwanted strains on individuals, couples, and families.
View MoreLooking to set up or make improvements to your practice? Ready to start setting up or making improvements to your practice? Melbourne Finance Brokers can help!
View MoreMelbourne Finance Brokers provide customers with assistance to find low rate finance to help genuine claimants fund legal costs for family law and contested probate proceedings.
View MoreDebtor finance turns unpaid invoices into quick, efficient cash flow for growth and other business purposes. What's great about it is that property security is not usually required. Access to funding is scalable, growing as sales grow.
View MoreWhether you are a sole trader buying a single vehicle or you have a whole fleet you need to finance and manage, Melbourne Finance Brokers have a commercial vehicle finance solution for you.
View MoreAt Melbourne Finance Brokers, our knowledgeable and experienced team know how difficult and intimidating it can be to navigate the complex world of applying for financing and loans.
View MoreMost loans fall into one of two categories - secured or unsecured. An unsecured business loan is exactly what it sounds like, meaning it?s not secured against any property or assets.
View MoreMelbourne Finance Brokers can assist you with all your General Insurance needs
View MoreProperty investment loans are not too different from regular home loans. As with other loans you can choose between
View MoreIf you are looking to buy new vehicles, equipment or technology, we can help you preserve your capital and manage your cash flow.
View MoreCarlton Mortgage Brokers provide mortgage broker services to all areas throughout Carlton.